Call reports 2020
FARMERS STATE BANK, THE — 2020
What FARMERS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 185,459,000 | 203,504,000 | 205,398,000 | 215,990,000 |
| Total loans | 137,244,000 | 144,248,000 | 141,858,000 | 143,958,000 |
| Allowance for loan losses | 1,860,000 | 1,894,000 | 1,918,000 | 1,938,000 |
| Securities available for sale | 29,176,000 | 32,519,000 | 36,591,000 | 40,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,957,000 | 173,148,000 | 174,639,000 | 186,839,000 |
| Interest-bearing deposits | 134,712,000 | 145,600,000 | 145,644,000 | 150,720,000 |
| Noninterest-bearing deposits | 22,245,000 | 27,548,000 | 28,995,000 | 36,119,000 |
| Equity capital | 21,299,000 | 22,829,000 | 23,219,000 | 23,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,934,000 | 3,869,000 | 5,764,000 | 7,631,000 |
| Interest expense | 434,000 | 848,000 | 1,233,000 | 1,542,000 |
| Net interest income | 1,500,000 | 3,021,000 | 4,531,000 | 6,089,000 |
| Noninterest income | 359,000 | 923,000 | 1,344,000 | 1,912,000 |
| Noninterest expense | 1,331,000 | 2,682,000 | 4,120,000 | 5,497,000 |
| Provision for loan losses | 9,000 | 38,000 | 59,000 | 80,000 |
| Pretax income | 504,000 | 1,209,000 | 1,681,000 | 2,409,000 |
| Income tax | 78,000 | 208,000 | 280,000 | 392,000 |
| Net income | 426,000 | 1,001,000 | 1,401,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,191,000 | 23,674,000 | 23,981,000 | 24,504,000 |
| Total capital | 24,860,000 | 25,456,000 | 25,761,000 | 26,310,000 |
| Risk-weighted assets | 133,256,000 | 142,324,000 | 142,157,000 | 144,179,000 |