Call reports 2019
FARMERS STATE BANK, THE — 2019
What FARMERS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,175,000 | 182,263,000 | 181,292,000 | 181,822,000 |
| Total loans | 133,587,000 | 132,612,000 | 131,994,000 | 131,356,000 |
| Allowance for loan losses | 1,858,000 | 1,877,000 | 1,896,000 | 1,846,000 |
| Securities available for sale | 24,918,000 | 25,669,000 | 26,310,000 | 30,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,310,000 | 145,619,000 | 149,134,000 | 152,587,000 |
| Interest-bearing deposits | 122,901,000 | 122,861,000 | 126,344,000 | 131,819,000 |
| Noninterest-bearing deposits | 23,409,000 | 22,758,000 | 22,790,000 | 20,768,000 |
| Equity capital | 20,615,000 | 21,317,000 | 21,769,000 | 21,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,947,000 | 5,954,000 | 7,949,000 |
| Interest expense | 356,000 | 772,000 | 1,215,000 | 1,669,000 |
| Net interest income | 1,599,000 | 3,175,000 | 4,739,000 | 6,280,000 |
| Noninterest income | 287,000 | 545,000 | 842,000 | 1,049,000 |
| Noninterest expense | 1,275,000 | 2,546,000 | 3,827,000 | 5,155,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 596,000 | 1,144,000 | 1,730,000 | 2,136,000 |
| Income tax | 101,000 | 165,000 | 296,000 | 358,000 |
| Net income | 495,000 | 979,000 | 1,434,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,023,000 | 22,229,000 | 22,599,000 | 22,857,000 |
| Total capital | 23,639,000 | 23,832,000 | 24,200,000 | 24,459,000 |
| Risk-weighted assets | 128,901,000 | 127,845,000 | 127,678,000 | 127,821,000 |