Call reports 2016
FARMERS STATE BANK, THE — 2016
What FARMERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,907,000 | 154,628,000 | 153,814,000 | 157,957,000 |
| Total loans | 103,647,000 | 103,293,000 | 107,211,000 | 111,826,000 |
| Allowance for loan losses | 1,915,000 | 1,765,000 | 1,807,000 | 1,657,000 |
| Securities available for sale | 27,909,000 | 30,210,000 | 29,140,000 | 28,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,665,000 | 136,183,000 | 131,999,000 | 135,747,000 |
| Interest-bearing deposits | 113,985,000 | 114,213,000 | 113,871,000 | 116,238,000 |
| Noninterest-bearing deposits | 17,680,000 | 21,970,000 | 18,128,000 | 19,509,000 |
| Equity capital | 17,499,000 | 17,873,000 | 18,123,000 | 18,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,865,000 | 4,333,000 | 5,821,000 |
| Interest expense | 154,000 | 305,000 | 456,000 | 602,000 |
| Net interest income | 1,275,000 | 2,560,000 | 3,877,000 | 5,219,000 |
| Noninterest income | 248,000 | 530,000 | 882,000 | 1,352,000 |
| Noninterest expense | 1,084,000 | 2,177,000 | 3,388,000 | 4,853,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 415,000 | 865,000 | 1,310,000 | 1,646,000 |
| Income tax | 106,000 | 222,000 | 338,000 | 290,000 |
| Net income | 309,000 | 643,000 | 972,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,214,000 | 18,483,000 | 18,745,000 | 19,064,000 |
| Total capital | 19,486,000 | 19,758,000 | 20,057,000 | 20,451,000 |
| Risk-weighted assets | 101,037,000 | 101,483,000 | 104,469,000 | 110,591,000 |