Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 141,039,000 | 139,436,000 | 145,033,000 | 145,631,000 |
| Total loans | 94,192,000 | 96,063,000 | 100,601,000 | 103,590,000 |
| Allowance for loan losses | 1,792,000 | 1,807,000 | 1,833,000 | 1,873,000 |
| Securities available for sale | 25,797,000 | 28,128,000 | 27,133,000 | 27,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,530,000 | 121,919,000 | 122,474,000 | 127,814,000 |
| Interest-bearing deposits | 106,514,000 | 106,800,000 | 108,092,000 | 110,462,000 |
| Noninterest-bearing deposits | 17,016,000 | 15,119,000 | 14,382,000 | 17,352,000 |
| Equity capital | 16,772,000 | 16,767,000 | 16,980,000 | 17,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,717,000 | 4,133,000 | 5,572,000 |
| Interest expense | 165,000 | 327,000 | 485,000 | 637,000 |
| Net interest income | 1,193,000 | 2,390,000 | 3,648,000 | 4,935,000 |
| Noninterest income | 226,000 | 462,000 | 681,000 | 966,000 |
| Noninterest expense | 1,008,000 | 2,066,000 | 3,189,000 | 4,282,000 |
| Provision for loan losses | 48,000 | 96,000 | 116,000 | 146,000 |
| Pretax income | 363,000 | 690,000 | 1,097,000 | 1,549,000 |
| Income tax | 90,000 | 165,000 | 276,000 | 279,000 |
| Net income | 273,000 | 525,000 | 821,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,160,000 | 17,350,000 | 17,583,000 | 17,970,000 |
| Total capital | 18,326,000 | 18,538,000 | 18,822,000 | 19,231,000 |
| Risk-weighted assets | 92,638,000 | 94,410,000 | 98,497,000 | 100,248,000 |