Call reports 2014
FARMERS STATE BANK, THE — 2014
What FARMERS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,662,000 | 135,115,000 | 138,203,000 | 139,023,000 |
| Total loans | 93,301,000 | 96,069,000 | 98,646,000 | 96,681,000 |
| Allowance for loan losses | 1,720,000 | 1,737,000 | 1,724,000 | 1,744,000 |
| Securities available for sale | 24,467,000 | 24,776,000 | 25,900,000 | 25,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,187,000 | 118,225,000 | 120,776,000 | 121,603,000 |
| Interest-bearing deposits | 104,280,000 | 105,813,000 | 107,029,000 | 106,985,000 |
| Noninterest-bearing deposits | 12,907,000 | 12,412,000 | 13,747,000 | 14,618,000 |
| Equity capital | 15,713,000 | 16,122,000 | 16,405,000 | 16,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,736,000 | 4,135,000 | 5,553,000 |
| Interest expense | 177,000 | 347,000 | 526,000 | 703,000 |
| Net interest income | 1,168,000 | 2,389,000 | 3,609,000 | 4,850,000 |
| Noninterest income | 221,000 | 440,000 | 683,000 | 839,000 |
| Noninterest expense | 982,000 | 1,968,000 | 2,963,000 | 3,968,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 344,000 | 735,000 | 1,140,000 | 1,484,000 |
| Income tax | 75,000 | 170,000 | 273,000 | 248,000 |
| Net income | 269,000 | 565,000 | 867,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,116,000 | 16,353,000 | 16,596,000 | 16,909,000 |
| Total capital | 17,238,000 | 17,508,000 | 17,809,000 | 18,077,000 |
| Risk-weighted assets | 89,106,000 | 91,746,000 | 96,517,000 | 92,847,000 |