Call reports 2013
FARMERS STATE BANK, THE — 2013
What FARMERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,670,000 | 127,144,000 | 130,330,000 | 132,825,000 |
| Total loans | 84,832,000 | 88,610,000 | 90,407,000 | 94,908,000 |
| Allowance for loan losses | 1,613,000 | 1,600,000 | 1,662,000 | 1,650,000 |
| Securities available for sale | 28,443,000 | 28,170,000 | 26,392,000 | 25,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,615,000 | 110,429,000 | 113,716,000 | 112,964,000 |
| Interest-bearing deposits | 101,410,000 | 99,937,000 | 102,324,000 | 98,876,000 |
| Noninterest-bearing deposits | 11,205,000 | 10,492,000 | 11,392,000 | 14,088,000 |
| Equity capital | 15,150,000 | 14,876,000 | 14,923,000 | 15,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,655,000 | 3,999,000 | 5,357,000 |
| Interest expense | 198,000 | 386,000 | 571,000 | 751,000 |
| Net interest income | 1,144,000 | 2,269,000 | 3,428,000 | 4,606,000 |
| Noninterest income | 263,000 | 536,000 | 742,000 | 1,143,000 |
| Noninterest expense | 998,000 | 2,021,000 | 3,046,000 | 3,947,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 373,000 |
| Pretax income | 398,000 | 710,000 | 987,000 | 1,481,000 |
| Income tax | 100,000 | 170,000 | 227,000 | 220,000 |
| Net income | 298,000 | 540,000 | 760,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,148,000 | 15,329,000 | 15,490,000 | 15,909,000 |
| Total capital | 16,182,000 | 16,416,000 | 16,591,000 | 17,067,000 |
| Risk-weighted assets | 82,163,000 | 86,418,000 | 87,480,000 | 92,149,000 |