Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,384,000 | 126,037,000 | 129,285,000 | 129,049,000 |
| Total loans | 83,249,000 | 84,939,000 | 85,518,000 | 84,906,000 |
| Allowance for loan losses | 1,574,000 | 1,474,000 | 1,507,000 | 1,650,000 |
| Securities available for sale | 26,605,000 | 29,171,000 | 28,193,000 | 27,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,907,000 | 109,474,000 | 112,463,000 | 111,957,000 |
| Interest-bearing deposits | 102,751,000 | 100,780,000 | 101,221,000 | 99,814,000 |
| Noninterest-bearing deposits | 11,156,000 | 8,694,000 | 11,242,000 | 12,143,000 |
| Equity capital | 14,163,000 | 14,421,000 | 14,800,000 | 15,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,875,000 | 4,340,000 | 5,764,000 |
| Interest expense | 256,000 | 495,000 | 727,000 | 942,000 |
| Net interest income | 1,189,000 | 2,380,000 | 3,613,000 | 4,822,000 |
| Noninterest income | 275,000 | 496,000 | 830,000 | 1,074,000 |
| Noninterest expense | 994,000 | 1,972,000 | 3,004,000 | 3,925,000 |
| Provision for loan losses | 120,000 | 180,000 | 265,000 | 417,000 |
| Pretax income | 490,000 | 868,000 | 1,318,000 | 1,646,000 |
| Income tax | 163,000 | 265,000 | 401,000 | 351,000 |
| Net income | 327,000 | 603,000 | 917,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,096,000 | 14,319,000 | 14,583,000 | 14,912,000 |
| Total capital | 15,116,000 | 15,350,000 | 15,625,000 | 15,935,000 |
| Risk-weighted assets | 81,025,000 | 82,664,000 | 82,869,000 | 81,241,000 |