Call reports 2010
FARMERS STATE BANK, THE — 2010
What FARMERS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,990,000 | 118,478,000 | 120,666,000 | 118,086,000 |
| Total loans | 76,022,000 | 79,912,000 | 80,290,000 | 79,339,000 |
| Allowance for loan losses | 1,190,000 | 1,145,000 | 1,029,000 | 1,235,000 |
| Securities available for sale | 24,606,000 | 27,106,000 | 25,995,000 | 27,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,103,000 | 101,889,000 | 103,701,000 | 102,068,000 |
| Interest-bearing deposits | 92,766,000 | 94,079,000 | 94,229,000 | 92,250,000 |
| Noninterest-bearing deposits | 7,337,000 | 7,810,000 | 9,472,000 | 9,818,000 |
| Equity capital | 12,681,000 | 12,740,000 | 13,105,000 | 12,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,900,000 | 4,427,000 | 5,915,000 |
| Interest expense | 483,000 | 942,000 | 1,351,000 | 1,701,000 |
| Net interest income | 949,000 | 1,958,000 | 3,076,000 | 4,214,000 |
| Noninterest income | 164,000 | 342,000 | 801,000 | 1,026,000 |
| Noninterest expense | 861,000 | 1,756,000 | 2,689,000 | 3,678,000 |
| Provision for loan losses | 53,000 | 115,000 | 305,000 | 492,000 |
| Pretax income | 230,000 | 533,000 | 989,000 | 1,175,000 |
| Income tax | 60,000 | 172,000 | 342,000 | 372,000 |
| Net income | 170,000 | 361,000 | 647,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,478,000 | 12,625,000 | 12,866,000 | 12,979,000 |
| Total capital | 13,355,000 | 13,594,000 | 13,834,000 | 13,950,000 |
| Risk-weighted assets | 69,849,000 | 77,337,000 | 77,375,000 | 77,410,000 |