Call reports 2007
FARMERS STATE BANK, THE — 2007
What FARMERS STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,144,000 | 92,288,000 | 92,170,000 | 89,763,000 |
| Total loans | 62,714,000 | 65,111,000 | 67,264,000 | 67,310,000 |
| Allowance for loan losses | 1,141,000 | 1,093,000 | 1,094,000 | 1,113,000 |
| Securities available for sale | 18,225,000 | 17,710,000 | 18,356,000 | 16,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,982,000 | 76,421,000 | 75,173,000 | 75,241,000 |
| Interest-bearing deposits | 67,842,000 | 68,263,000 | 67,706,000 | 67,125,000 |
| Noninterest-bearing deposits | 7,140,000 | 8,158,000 | 7,467,000 | 8,116,000 |
| Equity capital | 10,962,000 | 10,854,000 | 11,129,000 | 11,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,895,000 | 4,394,000 | 5,893,000 |
| Interest expense | 640,000 | 1,322,000 | 2,017,000 | 2,684,000 |
| Net interest income | 790,000 | 1,573,000 | 2,377,000 | 3,209,000 |
| Noninterest income | 86,000 | 154,000 | 226,000 | 314,000 |
| Noninterest expense | 758,000 | 1,431,000 | 2,127,000 | 2,848,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 86,000 |
| Pretax income | 108,000 | 277,000 | 448,000 | 589,000 |
| Income tax | 0 | 75,000 | 123,000 | 129,000 |
| Net income | 108,000 | 202,000 | 325,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,067,000 | 11,160,000 | 11,243,000 | 11,358,000 |
| Total capital | 11,793,000 | 11,895,000 | 11,995,000 | 12,120,000 |
| Risk-weighted assets | 57,685,000 | 58,390,000 | 59,786,000 | 60,616,000 |