Call reports 2006
FARMERS STATE BANK, THE — 2006
What FARMERS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,563,000 | 87,280,000 | 87,216,000 | 90,063,000 |
| Total loans | 58,855,000 | 62,833,000 | 63,009,000 | 63,279,000 |
| Allowance for loan losses | 1,427,000 | 1,363,000 | 1,304,000 | 1,255,000 |
| Securities available for sale | 18,874,000 | 18,564,000 | 17,841,000 | 17,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,486,000 | 72,693,000 | 73,881,000 | 73,860,000 |
| Interest-bearing deposits | 65,260,000 | 63,607,000 | 65,654,000 | 65,812,000 |
| Noninterest-bearing deposits | 7,226,000 | 9,086,000 | 8,227,000 | 8,048,000 |
| Equity capital | 12,304,000 | 10,479,000 | 10,788,000 | 10,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,569,000 | 4,000,000 | 5,261,000 |
| Interest expense | 415,000 | 915,000 | 1,442,000 | 2,032,000 |
| Net interest income | 854,000 | 1,654,000 | 2,558,000 | 3,229,000 |
| Noninterest income | 82,000 | 154,000 | 232,000 | 300,000 |
| Noninterest expense | 796,000 | 1,553,000 | 2,327,000 | 2,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 131,000 | 246,000 | 441,000 | 560,000 |
| Income tax | 32,000 | 58,000 | 113,000 | 161,000 |
| Net income | 99,000 | 188,000 | 328,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,521,000 | 10,819,000 | 10,959,000 | 10,978,000 |
| Total capital | 13,169,000 | 11,500,000 | 11,685,000 | 11,695,000 |
| Risk-weighted assets | 51,082,000 | 53,786,000 | 57,471,000 | 56,861,000 |