Call reports 2005
FARMERS STATE BANK, THE — 2005
What FARMERS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,236,000 | 82,324,000 | 82,415,000 | 80,990,000 |
| Total loans | 54,259,000 | 53,046,000 | 52,064,000 | 50,136,000 |
| Allowance for loan losses | 1,676,000 | 1,537,000 | 1,550,000 | 1,566,000 |
| Securities available for sale | 19,921,000 | 19,945,000 | 19,104,000 | 19,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,074,000 | 67,264,000 | 67,350,000 | 65,953,000 |
| Interest-bearing deposits | 61,482,000 | 58,404,000 | 56,624,000 | 58,321,000 |
| Noninterest-bearing deposits | 6,592,000 | 8,860,000 | 10,726,000 | 7,632,000 |
| Equity capital | 11,789,000 | 12,088,000 | 12,169,000 | 12,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,372,000 | 3,566,000 | 4,777,000 |
| Interest expense | 371,000 | 741,000 | 1,113,000 | 1,509,000 |
| Net interest income | 822,000 | 1,631,000 | 2,453,000 | 3,268,000 |
| Noninterest income | 75,000 | 140,000 | 218,000 | 296,000 |
| Noninterest expense | 735,000 | 1,479,000 | 2,144,000 | 2,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 288,000 | 523,000 | 664,000 |
| Income tax | 56,000 | 43,000 | 43,000 | 115,000 |
| Net income | 106,000 | 245,000 | 480,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,039,000 | 12,178,000 | 12,413,000 | 12,421,000 |
| Total capital | 12,660,000 | 12,785,000 | 13,012,000 | 12,997,000 |
| Risk-weighted assets | 48,608,000 | 47,597,000 | 46,963,000 | 45,123,000 |