Call reports 2004
FARMERS STATE BANK, THE — 2004
What FARMERS STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,580,000 | 85,884,000 | 84,432,000 | 87,927,000 |
| Total loans | 66,407,000 | 64,114,000 | 59,768,000 | 56,544,000 |
| Allowance for loan losses | 1,410,000 | 1,809,000 | 2,042,000 | 1,707,000 |
| Securities available for sale | 10,227,000 | 10,563,000 | 11,451,000 | 18,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,482,000 | 69,938,000 | 69,035,000 | 72,519,000 |
| Interest-bearing deposits | 67,028,000 | 63,033,000 | 61,431,000 | 63,648,000 |
| Noninterest-bearing deposits | 7,454,000 | 6,905,000 | 7,604,000 | 8,871,000 |
| Equity capital | 13,412,000 | 12,378,000 | 12,024,000 | 11,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,634,000 | 3,913,000 | 5,179,000 |
| Interest expense | 468,000 | 890,000 | 1,331,000 | 1,754,000 |
| Net interest income | 946,000 | 1,744,000 | 2,582,000 | 3,425,000 |
| Noninterest income | 86,000 | 159,000 | 232,000 | 275,000 |
| Noninterest expense | 805,000 | 1,526,000 | 2,277,000 | 3,220,000 |
| Provision for loan losses | 66,000 | 1,194,000 | 1,813,000 | 2,013,000 |
| Pretax income | 161,000 | -817,000 | -1,276,000 | -1,533,000 |
| Income tax | 82,000 | -24,000 | -67,000 | -292,000 |
| Net income | 79,000 | -793,000 | -1,209,000 | -1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,253,000 | 12,375,000 | 11,965,000 | 11,933,000 |
| Total capital | 13,995,000 | 13,093,000 | 12,643,000 | 12,588,000 |
| Risk-weighted assets | 58,671,000 | 56,356,000 | 52,842,000 | 51,317,000 |