Call reports 2001
FARMERS STATE BANK, THE — 2001
What FARMERS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,469,000 | 107,010,000 | 107,026,000 | 106,345,000 |
| Total loans | 71,701,000 | 72,076,000 | 71,479,000 | 70,729,000 |
| Allowance for loan losses | 703,000 | 783,000 | 835,000 | 1,321,000 |
| Securities available for sale | 19,831,000 | 21,198,000 | 21,442,000 | 21,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,149,000 | 92,585,000 | 92,362,000 | 92,058,000 |
| Interest-bearing deposits | 86,597,000 | 85,013,000 | 84,278,000 | 84,545,000 |
| Noninterest-bearing deposits | 6,552,000 | 7,572,000 | 8,084,000 | 7,513,000 |
| Equity capital | 12,189,000 | 12,394,000 | 12,811,000 | 12,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,152,000 | 4,354,000 | 6,409,000 | 8,478,000 |
| Interest expense | 1,138,000 | 2,266,000 | 3,378,000 | 4,418,000 |
| Net interest income | 1,014,000 | 2,088,000 | 3,031,000 | 4,060,000 |
| Noninterest income | 87,000 | 182,000 | 273,000 | 369,000 |
| Noninterest expense | 685,000 | 1,389,000 | 2,025,000 | 2,699,000 |
| Provision for loan losses | 107,000 | 206,000 | 271,000 | 756,000 |
| Pretax income | 309,000 | 675,000 | 1,047,000 | 1,016,000 |
| Income tax | 160,000 | 311,000 | 429,000 | 488,000 |
| Net income | 149,000 | 364,000 | 618,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,163,000 | 12,376,000 | 12,630,000 | 12,488,000 |
| Total capital | 12,866,000 | 13,159,000 | 13,465,000 | 13,344,000 |
| Risk-weighted assets | 67,882,000 | 70,385,000 | 68,875,000 | 68,012,000 |