Call reports 2006
TIMEWELL STATE BANK — 2006
What TIMEWELL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,480,000 | 6,412,000 | 6,623,000 | 7,170,000 |
| Total loans | 981,000 | 1,078,000 | 1,036,000 | 1,009,000 |
| Allowance for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,699,000 | 3,199,000 | 2,200,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,349,000 | 5,271,000 | 5,474,000 | 6,010,000 |
| Interest-bearing deposits | 4,483,000 | 4,413,000 | 4,650,000 | 4,635,000 |
| Noninterest-bearing deposits | 866,000 | 858,000 | 824,000 | 1,375,000 |
| Equity capital | 1,120,000 | 1,124,000 | 1,133,000 | 1,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 62,000 | 128,000 | 205,000 | 285,000 |
| Interest expense | 17,000 | 37,000 | 59,000 | 85,000 |
| Net interest income | 45,000 | 91,000 | 146,000 | 200,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 61,000 | 104,000 | 150,000 | 193,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | -16,000 | -12,000 | -3,000 | 1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -12,000 | -3,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,120,000 | 1,124,000 | 1,133,000 | 1,137,000 |
| Total capital | 1,132,000 | 1,136,000 | 1,145,000 | 1,149,000 |
| Risk-weighted assets | 1,973,000 | 2,046,000 | 2,054,000 | 2,134,000 |