Call reports 2005
TIMEWELL STATE BANK — 2005
What TIMEWELL STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 7,337,000 | 6,648,000 | 6,660,000 | 6,463,000 |
| Total loans | 1,176,000 | 1,147,000 | 1,071,000 | 1,064,000 |
| Allowance for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,197,000 | 4,198,000 | 4,198,000 | 4,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,189,000 | 5,496,000 | 5,521,000 | 5,316,000 |
| Interest-bearing deposits | 5,280,000 | 4,706,000 | 4,628,000 | 4,373,000 |
| Noninterest-bearing deposits | 909,000 | 790,000 | 893,000 | 943,000 |
| Equity capital | 1,141,000 | 1,141,000 | 1,132,000 | 1,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 56,000 | 115,000 | 174,000 | 234,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 56,000 |
| Net interest income | 43,000 | 88,000 | 133,000 | 178,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 53,000 | 99,000 | 144,000 | 186,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | -10,000 | -10,000 | -19,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -10,000 | -19,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,141,000 | 1,141,000 | 1,132,000 | 1,136,000 |
| Total capital | 1,153,000 | 1,153,000 | 1,144,000 | 1,148,000 |
| Risk-weighted assets | 2,298,000 | 2,150,000 | 2,083,000 | 2,049,000 |