Call reports 2004
TIMEWELL STATE BANK — 2004
What TIMEWELL STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,480,000 | 7,066,000 | 7,584,000 | 7,299,000 |
| Total loans | 1,337,000 | 1,386,000 | 1,473,000 | 1,310,000 |
| Allowance for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000,000 | 3,498,000 | 3,498,000 | 3,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,315,000 | 5,905,000 | 6,430,000 | 6,138,000 |
| Interest-bearing deposits | 5,352,000 | 4,941,000 | 5,582,000 | 5,064,000 |
| Noninterest-bearing deposits | 963,000 | 964,000 | 848,000 | 1,074,000 |
| Equity capital | 1,157,000 | 1,150,000 | 1,147,000 | 1,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 58,000 | 113,000 | 168,000 | 225,000 |
| Interest expense | 16,000 | 29,000 | 43,000 | 56,000 |
| Net interest income | 42,000 | 84,000 | 125,000 | 169,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 56,000 | 105,000 | 150,000 | 191,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -20,000 | -23,000 | -19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -20,000 | -23,000 | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,157,000 | 1,150,000 | 1,147,000 | 1,151,000 |
| Total capital | 1,169,000 | 1,162,000 | 1,159,000 | 1,163,000 |
| Risk-weighted assets | 2,410,000 | 2,568,000 | 2,734,000 | 2,541,000 |