Call reports 2016
VALLEY BANK AND TRUST CO. — 2016
What VALLEY BANK AND TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 325,791,000 |
| Total loans | 260,861,000 |
| Allowance for loan losses | 4,440,000 |
| Securities available for sale | 27,356,000 |
| Securities held to maturity | 7,549,000 |
| Trading assets | 0 |
| Total deposits | 288,309,000 |
| Interest-bearing deposits | 229,011,000 |
| Noninterest-bearing deposits | 59,298,000 |
| Equity capital | 35,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 3,292,000 |
| Interest expense | 380,000 |
| Net interest income | 2,912,000 |
| Noninterest income | 566,000 |
| Noninterest expense | 2,849,000 |
| Provision for loan losses | 0 |
| Pretax income | 639,000 |
| Income tax | 158,000 |
| Net income | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 33,634,000 |
| Total capital | 37,148,000 |
| Risk-weighted assets | 280,187,000 |