Call reports 2012
NORTHWEST BANK — 2012
What NORTHWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 108,826,000 | 94,058,000 |
| Total loans | 70,160,000 | 75,963,000 |
| Allowance for loan losses | 1,544,000 | 1,671,000 |
| Securities available for sale | 17,081,000 | 8,593,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 99,500,000 | 84,895,000 |
| Interest-bearing deposits | 63,338,000 | 52,816,000 |
| Noninterest-bearing deposits | 36,162,000 | 32,079,000 |
| Equity capital | 8,995,000 | 8,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,094,000 | 2,264,000 |
| Interest expense | 171,000 | 297,000 |
| Net interest income | 923,000 | 1,967,000 |
| Noninterest income | 45,000 | 118,000 |
| Noninterest expense | 972,000 | 1,992,000 |
| Provision for loan losses | -234,000 | -104,000 |
| Pretax income | 230,000 | 287,000 |
| Income tax | 4,000 | 4,000 |
| Net income | 226,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 8,917,000 | 8,991,000 |
| Total capital | 10,014,000 | 10,186,000 |
| Risk-weighted assets | 87,255,000 | 95,086,000 |