Call reports 2010
NORTHWEST BANK — 2010
What NORTHWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,171,000 | 131,487,000 | 129,338,000 | 125,734,000 |
| Total loans | 99,688,000 | 90,293,000 | 88,893,000 | 81,931,000 |
| Allowance for loan losses | 2,865,000 | 3,159,000 | 2,939,000 | 2,549,000 |
| Securities available for sale | 5,155,000 | 4,672,000 | 8,739,000 | 9,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,667,000 | 120,772,000 | 118,850,000 | 116,181,000 |
| Interest-bearing deposits | 86,445,000 | 97,958,000 | 97,232,000 | 88,575,000 |
| Noninterest-bearing deposits | 24,222,000 | 22,814,000 | 21,618,000 | 27,606,000 |
| Equity capital | 10,964,000 | 10,236,000 | 9,946,000 | 9,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,997,000 | 4,351,000 | 5,681,000 |
| Interest expense | 262,000 | 550,000 | 854,000 | 1,137,000 |
| Net interest income | 1,240,000 | 2,447,000 | 3,497,000 | 4,544,000 |
| Noninterest income | 81,000 | 137,000 | 127,000 | -25,000 |
| Noninterest expense | 1,376,000 | 2,654,000 | 3,984,000 | 5,216,000 |
| Provision for loan losses | 0 | 789,000 | 840,000 | 1,171,000 |
| Pretax income | -55,000 | -859,000 | -1,200,000 | -1,868,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | -55,000 | -859,000 | -1,204,000 | -1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,882,000 | 10,144,000 | 9,836,000 | 9,204,000 |
| Total capital | 12,332,000 | 11,500,000 | 11,182,000 | 10,470,000 |
| Risk-weighted assets | 114,524,000 | 106,645,000 | 106,033,000 | 99,943,000 |