Call reports 2009
NORTHWEST BANK — 2009
What NORTHWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,339,000 | 132,288,000 | 129,786,000 | 122,118,000 |
| Total loans | 105,525,000 | 103,869,000 | 103,415,000 | 101,106,000 |
| Allowance for loan losses | 1,697,000 | 2,461,000 | 1,700,000 | 2,929,000 |
| Securities available for sale | 7,955,000 | 7,417,000 | 7,451,000 | 5,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,068,000 | 114,665,000 | 112,368,000 | 110,818,000 |
| Interest-bearing deposits | 91,616,000 | 99,265,000 | 91,733,000 | 85,447,000 |
| Noninterest-bearing deposits | 14,452,000 | 15,400,000 | 20,635,000 | 25,371,000 |
| Equity capital | 18,457,000 | 16,665,000 | 16,402,000 | 10,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,206,000 | 4,705,000 | 6,254,000 |
| Interest expense | 522,000 | 955,000 | 1,329,000 | 1,650,000 |
| Net interest income | 1,112,000 | 2,251,000 | 3,376,000 | 4,604,000 |
| Noninterest income | 72,000 | 160,000 | 223,000 | -1,113,000 |
| Noninterest expense | 1,250,000 | 3,717,000 | 5,013,000 | 4,999,000 |
| Provision for loan losses | 102,000 | 1,829,000 | 2,279,000 | 5,464,000 |
| Pretax income | -168,000 | -3,135,000 | -3,693,000 | -6,972,000 |
| Income tax | -61,000 | -1,192,000 | -1,404,000 | 2,574,000 |
| Net income | -107,000 | -1,943,000 | -2,289,000 | -9,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,790,000 | 13,022,000 | 12,482,000 | 10,708,000 |
| Total capital | 17,361,000 | 14,606,000 | 14,084,000 | 12,224,000 |
| Risk-weighted assets | 125,546,000 | 125,768,000 | 128,008,000 | 119,815,000 |