Call reports 2008
NORTHWEST BANK — 2008
What NORTHWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 104,033,000 | 111,059,000 | 125,870,000 | 131,975,000 |
| Total loans | 100,821,000 | 102,564,000 | 100,828,000 | 106,933,000 |
| Allowance for loan losses | 1,394,000 | 1,876,000 | 2,435,000 | 1,595,000 |
| Securities available for sale | 0 | 0 | 7,051,000 | 9,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,121,000 | 89,917,000 | 105,313,000 | 112,613,000 |
| Interest-bearing deposits | 71,351,000 | 79,137,000 | 96,265,000 | 100,654,000 |
| Noninterest-bearing deposits | 8,769,000 | 10,780,000 | 9,048,000 | 11,959,000 |
| Equity capital | 19,951,000 | 20,240,000 | 19,542,000 | 18,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,503,000 | 5,216,000 | 6,861,000 |
| Interest expense | 752,000 | 1,370,000 | 2,064,000 | 2,704,000 |
| Net interest income | 1,052,000 | 2,133,000 | 3,152,000 | 4,157,000 |
| Noninterest income | 39,000 | 85,000 | 137,000 | 189,000 |
| Noninterest expense | 1,162,000 | 2,335,000 | 3,664,000 | 4,961,000 |
| Provision for loan losses | 163,000 | -277,000 | 691,000 | 2,367,000 |
| Pretax income | -234,000 | 160,000 | -1,066,000 | -2,982,000 |
| Income tax | -84,000 | 70,000 | -396,000 | -1,127,000 |
| Net income | -150,000 | 90,000 | -670,000 | -1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,539,000 | 18,895,000 | 17,701,000 | 15,925,000 |
| Total capital | 19,975,000 | 20,407,000 | 19,269,000 | 17,531,000 |
| Risk-weighted assets | 117,001,000 | 120,584,000 | 124,549,000 | 128,441,000 |