Call reports 2007
NORTHWEST BANK — 2007
What NORTHWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 109,116,000 | 101,618,000 | 96,399,000 | 101,228,000 |
| Total loans | 85,453,000 | 91,339,000 | 90,535,000 | 90,447,000 |
| Allowance for loan losses | 1,054,000 | 1,553,000 | 2,000,000 | 1,231,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,549,000 | 79,996,000 | 74,870,000 | 80,141,000 |
| Interest-bearing deposits | 80,216,000 | 72,525,000 | 67,372,000 | 72,647,000 |
| Noninterest-bearing deposits | 7,332,000 | 7,471,000 | 7,498,000 | 7,494,000 |
| Equity capital | 21,182,000 | 21,155,000 | 21,034,000 | 20,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,912,000 | 5,866,000 | 7,818,000 |
| Interest expense | 853,000 | 1,769,000 | 2,610,000 | 3,465,000 |
| Net interest income | 1,001,000 | 2,143,000 | 3,256,000 | 4,353,000 |
| Noninterest income | 26,000 | 54,000 | 84,000 | 114,000 |
| Noninterest expense | 1,066,000 | 1,983,000 | 2,934,000 | 4,494,000 |
| Provision for loan losses | 183,000 | 682,000 | 1,129,000 | 2,330,000 |
| Pretax income | -222,000 | -468,000 | -723,000 | -2,357,000 |
| Income tax | -84,000 | -177,000 | -272,000 | -896,000 |
| Net income | -138,000 | -291,000 | -451,000 | -1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,561,000 | 20,431,000 | 20,222,000 | 18,769,000 |
| Total capital | 21,615,000 | 21,802,000 | 21,560,000 | 20,045,000 |
| Risk-weighted assets | 103,036,000 | 109,508,000 | 106,398,000 | 108,363,000 |