Call reports 2006
NORTHWEST BANK — 2006
What NORTHWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,293,000 | 60,889,000 | 69,885,000 | 85,892,000 |
| Total loans | 40,557,000 | 53,864,000 | 66,137,000 | 69,746,000 |
| Allowance for loan losses | 522,000 | 690,000 | 840,000 | 871,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,545,000 | 40,235,000 | 48,403,000 | 64,186,000 |
| Interest-bearing deposits | 26,517,000 | 34,956,000 | 43,660,000 | 55,806,000 |
| Noninterest-bearing deposits | 3,027,000 | 5,279,000 | 4,743,000 | 8,380,000 |
| Equity capital | 20,494,000 | 20,338,000 | 21,083,000 | 21,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,772,000 | 3,126,000 | 4,683,000 |
| Interest expense | 215,000 | 554,000 | 1,043,000 | 1,644,000 |
| Net interest income | 519,000 | 1,218,000 | 2,083,000 | 3,039,000 |
| Noninterest income | 9,000 | 18,000 | 42,000 | 62,000 |
| Noninterest expense | 644,000 | 1,472,000 | 2,152,000 | 2,825,000 |
| Provision for loan losses | 208,000 | 376,000 | 526,000 | 557,000 |
| Pretax income | -324,000 | -612,000 | -553,000 | -281,000 |
| Income tax | 0 | 0 | -653,000 | -547,000 |
| Net income | -324,000 | -612,000 | 100,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,494,000 | 20,338,000 | 20,570,000 | 20,802,000 |
| Total capital | 21,016,000 | 21,028,000 | 21,410,000 | 21,673,000 |
| Risk-weighted assets | 47,855,000 | 60,800,000 | 76,026,000 | 84,700,000 |