Call report 2008Q2
VALLEY COMMUNITY BANK — 2008Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,436,000 | USD | evidence → |
| Total loans | 151,577,000 | USD | evidence → |
| Allowance for loan losses | 1,952,000 | USD | evidence → |
| Securities available for sale | 3,508,000 | USD | evidence → |
| Securities held to maturity | 2,382,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,512,000 | USD | evidence → |
| Interest-bearing deposits | 107,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,414,000 | USD | evidence → |
| Equity capital | 17,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,570,000 | USD | evidence → |
| Interest expense | 1,609,000 | USD | evidence → |
| Net interest income | 3,961,000 | USD | evidence → |
| Noninterest income | 773,000 | USD | evidence → |
| Noninterest expense | 3,616,000 | USD | evidence → |
| Provision for loan losses | 4,355,000 | USD | evidence → |
| Pretax income | -3,237,000 | USD | evidence → |
| Income tax | -1,317,000 | USD | evidence → |
| Net income | -1,920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,960,000 | USD | evidence → |
| Total capital | 19,947,000 | USD | evidence → |
| Risk-weighted assets | 167,354,000 | USD | evidence → |