Call report 2007Q2
VALLEY COMMUNITY BANK — 2007Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,044,000 | USD | evidence → |
| Total loans | 140,952,000 | USD | evidence → |
| Allowance for loan losses | 1,937,000 | USD | evidence → |
| Securities available for sale | 3,791,000 | USD | evidence → |
| Securities held to maturity | 9,329,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,134,000 | USD | evidence → |
| Interest-bearing deposits | 113,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,413,000 | USD | evidence → |
| Equity capital | 18,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,855,000 | USD | evidence → |
| Interest expense | 2,358,000 | USD | evidence → |
| Net interest income | 4,497,000 | USD | evidence → |
| Noninterest income | 479,000 | USD | evidence → |
| Noninterest expense | 3,113,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,773,000 | USD | evidence → |
| Income tax | 737,000 | USD | evidence → |
| Net income | 1,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,626,000 | USD | evidence → |
| Total capital | 20,541,000 | USD | evidence → |
| Risk-weighted assets | 153,143,000 | USD | evidence → |