Call report 2002Q4
VALLEY COMMUNITY BANK — 2002Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,589,000 | USD | evidence → |
| Total loans | 72,359,000 | USD | evidence → |
| Allowance for loan losses | 1,179,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 9,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,838,000 | USD | evidence → |
| Interest-bearing deposits | 59,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,790,000 | USD | evidence → |
| Equity capital | 8,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,164,000 | USD | evidence → |
| Interest expense | 1,597,000 | USD | evidence → |
| Net interest income | 3,567,000 | USD | evidence → |
| Noninterest income | 581,000 | USD | evidence → |
| Noninterest expense | 2,935,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | 866,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 864,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,249,000 | USD | evidence → |
| Total capital | 9,197,000 | USD | evidence → |
| Risk-weighted assets | 75,573,000 | USD | evidence → |