Call reports 2002
FIRST COMMERCIAL BANK — 2002
What FIRST COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,697,000 | 142,322,000 | 149,355,000 | 159,014,000 |
| Total loans | 106,246,000 | 100,009,000 | 108,230,000 | 110,123,000 |
| Allowance for loan losses | 1,203,000 | 1,243,000 | 1,269,000 | 875,000 |
| Securities available for sale | 22,338,000 | 17,088,000 | 15,738,000 | 12,344,000 |
| Securities held to maturity | 0 | 6,443,000 | 9,577,000 | 18,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,539,000 | 127,907,000 | 133,482,000 | 145,006,000 |
| Interest-bearing deposits | 106,721,000 | 107,622,000 | 111,125,000 | 119,256,000 |
| Noninterest-bearing deposits | 21,818,000 | 20,285,000 | 22,357,000 | 25,750,000 |
| Equity capital | 12,170,000 | 12,457,000 | 12,734,000 | 12,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,443,000 | 6,710,000 | 9,365,000 |
| Interest expense | 680,000 | 1,266,000 | 1,841,000 | 2,420,000 |
| Net interest income | 1,589,000 | 3,177,000 | 4,869,000 | 6,945,000 |
| Noninterest income | 151,000 | 267,000 | 215,000 | 346,000 |
| Noninterest expense | 1,174,000 | 2,362,000 | 3,390,000 | 4,970,000 |
| Provision for loan losses | 253,000 | 359,000 | 584,000 | 809,000 |
| Pretax income | 313,000 | 723,000 | 1,110,000 | 1,528,000 |
| Income tax | 106,000 | 254,000 | 390,000 | 527,000 |
| Net income | 207,000 | 469,000 | 720,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,104,000 | 12,378,000 | 12,656,000 | 12,937,000 |
| Total capital | 13,307,000 | 13,621,000 | 13,870,000 | 13,812,000 |
| Risk-weighted assets | 111,627,000 | 105,715,000 | 97,040,000 | 102,648,000 |