Call reports 2001
FIRST COMMERCIAL BANK — 2001
What FIRST COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,073,000 | 155,255,000 | 159,264,000 | 145,186,000 |
| Total loans | 92,125,000 | 95,173,000 | 100,981,000 | 105,264,000 |
| Allowance for loan losses | 919,000 | 987,000 | 1,003,000 | 1,203,000 |
| Securities available for sale | 44,969,000 | 39,677,000 | 34,041,000 | 23,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,287,000 | 142,237,000 | 146,149,000 | 132,314,000 |
| Interest-bearing deposits | 119,461,000 | 119,481,000 | 121,694,000 | 108,197,000 |
| Noninterest-bearing deposits | 19,826,000 | 22,756,000 | 24,455,000 | 24,117,000 |
| Equity capital | 12,028,000 | 12,162,000 | 12,201,000 | 12,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 5,813,000 | 8,463,000 | 10,855,000 |
| Interest expense | 1,806,000 | 3,139,000 | 4,353,000 | 5,254,000 |
| Net interest income | 1,316,000 | 2,674,000 | 4,110,000 | 5,601,000 |
| Noninterest income | 142,000 | 299,000 | 457,000 | 661,000 |
| Noninterest expense | 1,312,000 | 2,441,000 | 3,646,000 | 5,168,000 |
| Provision for loan losses | 49,000 | 163,000 | 287,000 | 788,000 |
| Pretax income | 97,000 | 369,000 | 634,000 | 306,000 |
| Income tax | 31,000 | 120,000 | 207,000 | 116,000 |
| Net income | 66,000 | 249,000 | 427,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,997,000 | 12,140,000 | 12,198,000 | 11,961,000 |
| Total capital | 12,916,000 | 13,127,000 | 13,201,000 | 13,164,000 |
| Risk-weighted assets | 104,107,000 | 109,075,000 | 113,645,000 | 110,441,000 |