Call reports 2025
FIRST CITIZENS BANK OF BUTTE — 2025
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,279,000 | 68,926,000 | 69,376,000 | 69,856,000 |
| Total loans | 33,553,000 | 36,564,000 | 35,937,000 | 34,614,000 |
| Allowance for loan losses | 673,000 | 720,000 | 720,000 | 720,000 |
| Securities available for sale | 22,552,000 | 22,570,000 | 21,488,000 | 19,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,266,000 | 51,506,000 | 49,719,000 | 49,172,000 |
| Interest-bearing deposits | 29,590,000 | 27,616,000 | 27,614,000 | 28,281,000 |
| Noninterest-bearing deposits | 23,676,000 | 23,890,000 | 22,105,000 | 20,891,000 |
| Equity capital | 8,621,000 | 8,561,000 | 8,814,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,906,000 | 2,820,000 | 2,819,000 |
| Interest expense | 192,000 | 369,000 | 523,000 | 521,000 |
| Net interest income | 750,000 | 1,537,000 | 2,297,000 | 2,298,000 |
| Noninterest income | 30,000 | 60,000 | 89,000 | 206,000 |
| Noninterest expense | 609,000 | 1,225,000 | 1,848,000 | 1,848,000 |
| Provision for loan losses | 0 | 47,000 | 47,000 | 49,000 |
| Pretax income | 171,000 | 328,000 | 494,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 328,000 | 494,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,309,000 | 9,066,000 | 9,232,000 | 8,444,000 |
| Total capital | — | — | — | 9,112,000 |
| Risk-weighted assets | — | — | — | 53,418,000 |