Call reports 2015
FIRST CITIZENS BANK OF BUTTE — 2015
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,080,000 | 62,505,000 | 62,931,000 | 62,296,000 |
| Total loans | 36,948,000 | 36,083,000 | 35,206,000 | 34,347,000 |
| Allowance for loan losses | 743,000 | 743,000 | 743,000 | 743,000 |
| Securities available for sale | 11,055,000 | 10,969,000 | 10,918,000 | 10,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,322,000 | 49,342,000 | 49,227,000 | 49,551,000 |
| Interest-bearing deposits | 31,062,000 | 30,495,000 | 31,473,000 | 30,950,000 |
| Noninterest-bearing deposits | 17,260,000 | 18,847,000 | 17,754,000 | 18,601,000 |
| Equity capital | 6,694,000 | 6,552,000 | 6,661,000 | 6,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,118,000 | 1,698,000 | 2,319,000 |
| Interest expense | 26,000 | 48,000 | 71,000 | 94,000 |
| Net interest income | 533,000 | 1,070,000 | 1,627,000 | 2,225,000 |
| Noninterest income | 53,000 | 111,000 | 168,000 | 232,000 |
| Noninterest expense | 463,000 | 933,000 | 1,458,000 | 2,050,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 248,000 | 337,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 248,000 | 337,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,667,000 | 6,542,000 | 6,661,000 | 6,466,000 |
| Total capital | 7,172,000 | 7,017,000 | 7,119,000 | 6,928,000 |
| Risk-weighted assets | 40,129,000 | 37,695,000 | 36,375,000 | 36,686,000 |