Call reports 2012
FIRST CITIZENS BANK OF BUTTE — 2012
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,120,000 | 68,262,000 | 69,202,000 | 70,373,000 |
| Total loans | 43,466,000 | 42,576,000 | 42,393,000 | 41,732,000 |
| Allowance for loan losses | 1,158,000 | 898,000 | 1,047,000 | 837,000 |
| Securities available for sale | 9,510,000 | 8,975,000 | 6,917,000 | 6,855,000 |
| Securities held to maturity | 105,000 | 105,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,415,000 | 55,952,000 | 57,437,000 | 58,776,000 |
| Interest-bearing deposits | 44,060,000 | 42,497,000 | 41,873,000 | 41,492,000 |
| Noninterest-bearing deposits | 12,355,000 | 13,455,000 | 15,564,000 | 17,284,000 |
| Equity capital | 6,509,000 | 6,595,000 | 6,312,000 | 5,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,408,000 | 2,146,000 | 2,825,000 |
| Interest expense | 120,000 | 225,000 | 326,000 | 415,000 |
| Net interest income | 607,000 | 1,183,000 | 1,820,000 | 2,410,000 |
| Noninterest income | 104,000 | 170,000 | 242,000 | 331,000 |
| Noninterest expense | 516,000 | 1,025,000 | 1,598,000 | 2,093,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 195,000 | 328,000 | 314,000 | 499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 195,000 | 328,000 | 314,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,586,000 | 6,297,000 | 5,981,000 |
| Total capital | 7,015,000 | 7,065,000 | 6,776,000 | 6,448,000 |
| Risk-weighted assets | 38,383,000 | 37,861,000 | 37,136,000 | 36,979,000 |