Call reports 2010
FIRST CITIZENS BANK OF BUTTE — 2010
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,147,000 | 62,809,000 | 67,687,000 | 66,201,000 |
| Total loans | 46,861,000 | 46,272,000 | 45,676,000 | 45,491,000 |
| Allowance for loan losses | 1,053,000 | 1,019,000 | 1,299,000 | 1,404,000 |
| Securities available for sale | 6,500,000 | 6,246,000 | 5,416,000 | 10,263,000 |
| Securities held to maturity | 200,000 | 200,000 | 155,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,466,000 | 53,341,000 | 56,710,000 | 55,518,000 |
| Interest-bearing deposits | 40,088,000 | 42,062,000 | 44,335,000 | 43,495,000 |
| Noninterest-bearing deposits | 12,378,000 | 11,279,000 | 12,375,000 | 12,023,000 |
| Equity capital | 5,949,000 | 6,218,000 | 6,145,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,704,000 | 2,505,000 | 3,319,000 |
| Interest expense | 203,000 | 388,000 | 575,000 | 751,000 |
| Net interest income | 668,000 | 1,316,000 | 1,930,000 | 2,568,000 |
| Noninterest income | 79,000 | 255,000 | 371,000 | 476,000 |
| Noninterest expense | 589,000 | 1,150,000 | 1,660,000 | 2,178,000 |
| Provision for loan losses | 30,000 | 60,000 | 340,000 | 445,000 |
| Pretax income | 128,000 | 366,000 | 306,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 366,000 | 306,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,890,000 | 6,128,000 | 6,068,000 | 6,038,000 |
| Total capital | 6,469,000 | 6,684,000 | 6,597,000 | 6,568,000 |
| Risk-weighted assets | 46,331,000 | 44,499,000 | 42,315,000 | 41,496,000 |