Call reports 2009
FIRST CITIZENS BANK OF BUTTE — 2009
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,061,000 | 66,558,000 | 64,847,000 | 65,814,000 |
| Total loans | 51,446,000 | 51,005,000 | 50,034,000 | 47,568,000 |
| Allowance for loan losses | 730,000 | 767,000 | 769,000 | 828,000 |
| Securities available for sale | 5,542,000 | 7,091,000 | 5,665,000 | 5,853,000 |
| Securities held to maturity | 240,000 | 240,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,232,000 | 56,270,000 | 54,544,000 | 55,227,000 |
| Interest-bearing deposits | 44,490,000 | 44,016,000 | 43,110,000 | 42,849,000 |
| Noninterest-bearing deposits | 12,742,000 | 12,254,000 | 11,434,000 | 12,378,000 |
| Equity capital | 6,649,000 | 6,677,000 | 6,736,000 | 5,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,900,000 | 2,815,000 | 3,646,000 |
| Interest expense | 293,000 | 566,000 | 808,000 | 1,031,000 |
| Net interest income | 692,000 | 1,334,000 | 2,007,000 | 2,615,000 |
| Noninterest income | 114,000 | 213,000 | 311,000 | 389,000 |
| Noninterest expense | 607,000 | 1,256,000 | 1,883,000 | 3,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 199,000 | 313,000 | 457,000 | -310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 313,000 | 457,000 | -310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,606,000 | 6,640,000 | 5,802,000 |
| Total capital | 7,184,000 | 7,249,000 | 7,270,000 | 6,416,000 |
| Risk-weighted assets | 52,643,000 | 51,559,000 | 50,399,000 | 49,081,000 |