Call reports 2008
FIRST CITIZENS BANK OF BUTTE — 2008
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,762,000 | 64,980,000 | 65,805,000 | 64,142,000 |
| Total loans | 50,262,000 | 50,706,000 | 51,312,000 | 50,999,000 |
| Allowance for loan losses | 588,000 | 903,000 | 920,000 | 680,000 |
| Securities available for sale | 7,669,000 | 6,751,000 | 6,160,000 | 6,171,000 |
| Securities held to maturity | 280,000 | 280,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,468,000 | 55,669,000 | 56,104,000 | 54,892,000 |
| Interest-bearing deposits | 41,977,000 | 42,431,000 | 41,685,000 | 40,431,000 |
| Noninterest-bearing deposits | 13,491,000 | 13,238,000 | 14,419,000 | 14,461,000 |
| Equity capital | 6,298,000 | 6,763,000 | 6,749,000 | 6,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,590,000 | 3,704,000 | 4,730,000 |
| Interest expense | 348,000 | 685,000 | 999,000 | 1,302,000 |
| Net interest income | 849,000 | 1,905,000 | 2,705,000 | 3,428,000 |
| Noninterest income | 112,000 | 219,000 | 278,000 | 383,000 |
| Noninterest expense | 549,000 | 1,081,000 | 1,682,000 | 2,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 1,040,000 | 1,298,000 | 1,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 1,040,000 | 1,298,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 6,622,000 | 6,655,000 | 6,503,000 |
| Total capital | 6,729,000 | 7,280,000 | 7,303,000 | 7,147,000 |
| Risk-weighted assets | 51,710,000 | 52,644,000 | 51,841,000 | 51,490,000 |