Call reports 2007
FIRST CITIZENS BANK OF BUTTE — 2007
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,228,000 | 65,293,000 | 66,461,000 | 65,129,000 |
| Total loans | 48,966,000 | 49,364,000 | 49,307,000 | 50,276,000 |
| Allowance for loan losses | 470,000 | 668,000 | 647,000 | 569,000 |
| Securities available for sale | 8,670,000 | 8,400,000 | 8,976,000 | 9,963,000 |
| Securities held to maturity | 315,000 | 315,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,177,000 | 55,115,000 | 56,740,000 | 55,347,000 |
| Interest-bearing deposits | 42,482,000 | 41,597,000 | 43,642,000 | 40,489,000 |
| Noninterest-bearing deposits | 12,695,000 | 13,518,000 | 13,098,000 | 14,858,000 |
| Equity capital | 5,837,000 | 5,953,000 | 6,299,000 | 6,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,944,000 | 4,190,000 | 4,920,000 |
| Interest expense | 339,000 | 695,000 | 1,070,000 | 1,440,000 |
| Net interest income | 872,000 | 2,249,000 | 3,120,000 | 3,480,000 |
| Noninterest income | 114,000 | 236,000 | 321,000 | 431,000 |
| Noninterest expense | 583,000 | 1,648,000 | 2,205,000 | 2,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 403,000 | 839,000 | 1,238,000 | 1,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 839,000 | 1,238,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,798,000 | 5,934,000 | 6,257,000 | 5,957,000 |
| Total capital | 6,268,000 | 6,602,000 | 6,904,000 | 6,526,000 |
| Risk-weighted assets | 51,931,000 | 53,931,000 | 54,557,000 | 52,672,000 |