Call reports 2006
FIRST CITIZENS BANK OF BUTTE — 2006
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,910,000 | 62,026,000 | 62,475,000 | 65,712,000 |
| Total loans | 49,972,000 | 49,350,000 | 49,493,000 | 50,153,000 |
| Allowance for loan losses | 674,000 | 675,000 | 676,000 | 469,000 |
| Securities available for sale | 8,493,000 | 8,544,000 | 8,141,000 | 8,933,000 |
| Securities held to maturity | 350,000 | 350,000 | 315,000 | 315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,396,000 | 51,237,000 | 54,271,000 | 56,000,000 |
| Interest-bearing deposits | 38,943,000 | 39,293,000 | 41,825,000 | 41,273,000 |
| Noninterest-bearing deposits | 11,453,000 | 11,944,000 | 12,446,000 | 14,727,000 |
| Equity capital | 5,438,000 | 5,542,000 | 5,688,000 | 5,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,306,000 | 3,565,000 | 4,669,000 |
| Interest expense | 255,000 | 580,000 | 917,000 | 1,252,000 |
| Net interest income | 906,000 | 1,726,000 | 2,648,000 | 3,417,000 |
| Noninterest income | 88,000 | 206,000 | 212,000 | 413,000 |
| Noninterest expense | 717,000 | 1,282,000 | 1,840,000 | 2,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 627,000 | 997,000 | 1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 627,000 | 997,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,397,000 | 5,539,000 | 5,685,000 | 5,545,000 |
| Total capital | 5,995,000 | 6,129,000 | 6,343,000 | 6,014,000 |
| Risk-weighted assets | 47,933,000 | 47,206,000 | 52,630,000 | 52,508,000 |