Call reports 2005
FIRST CITIZENS BANK OF BUTTE — 2005
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,920,000 | 59,894,000 | 62,800,000 | 60,673,000 |
| Total loans | 46,483,000 | 45,993,000 | 45,774,000 | 45,366,000 |
| Allowance for loan losses | 690,000 | 720,000 | 765,000 | 673,000 |
| Securities available for sale | 8,660,000 | 8,340,000 | 10,081,000 | 9,543,000 |
| Securities held to maturity | 380,000 | 380,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,602,000 | 49,696,000 | 53,314,000 | 51,968,000 |
| Interest-bearing deposits | 36,820,000 | 38,771,000 | 40,773,000 | 38,993,000 |
| Noninterest-bearing deposits | 11,782,000 | 10,925,000 | 12,541,000 | 12,975,000 |
| Equity capital | 5,909,000 | 5,810,000 | 5,941,000 | 5,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,870,000 | 2,839,000 | 3,860,000 |
| Interest expense | 192,000 | 404,000 | 642,000 | 860,000 |
| Net interest income | 730,000 | 1,466,000 | 2,197,000 | 3,000,000 |
| Noninterest income | 233,000 | 322,000 | 419,000 | 488,000 |
| Noninterest expense | 528,000 | 1,062,000 | 1,585,000 | 2,420,000 |
| Provision for loan losses | 37,000 | 67,000 | 97,000 | 127,000 |
| Pretax income | 399,000 | 660,000 | 933,000 | 923,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 660,000 | 933,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,794,000 | 5,708,000 | 5,831,000 | 5,295,000 |
| Total capital | 6,396,000 | 6,301,000 | 6,386,000 | 5,849,000 |
| Risk-weighted assets | 48,044,000 | 46,918,000 | 44,201,000 | 44,230,000 |