Call reports 2004
FIRST CITIZENS BANK OF BUTTE — 2004
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,571,000 | 60,784,000 | 60,968,000 | 65,228,000 |
| Total loans | 42,015,000 | 42,148,000 | 43,600,000 | 45,836,000 |
| Allowance for loan losses | 474,000 | 526,000 | 620,000 | 650,000 |
| Securities available for sale | 11,057,000 | 9,816,000 | 9,597,000 | 8,963,000 |
| Securities held to maturity | 652,000 | 652,000 | 631,000 | 652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,959,000 | 47,174,000 | 50,244,000 | 53,738,000 |
| Interest-bearing deposits | 35,610,000 | 35,381,000 | 41,169,000 | 43,934,000 |
| Noninterest-bearing deposits | 12,349,000 | 11,793,000 | 9,075,000 | 9,804,000 |
| Equity capital | 5,358,000 | 5,724,000 | 5,868,000 | 5,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,852,000 | 2,777,000 | 3,721,000 |
| Interest expense | 160,000 | 326,000 | 501,000 | 694,000 |
| Net interest income | 809,000 | 1,526,000 | 2,276,000 | 3,027,000 |
| Noninterest income | 157,000 | 315,000 | 425,000 | 532,000 |
| Noninterest expense | 514,000 | 999,000 | 1,574,000 | 2,137,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 401,000 | 740,000 | 978,000 | 1,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 740,000 | 978,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,080,000 | 5,419,000 | 5,657,000 | 5,396,000 |
| Total capital | 5,554,000 | 5,945,000 | 6,233,000 | 6,000,000 |
| Risk-weighted assets | 43,432,000 | 44,070,000 | 46,058,000 | 48,200,000 |