Call reports 2003
FIRST CITIZENS BANK OF BUTTE — 2003
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,353,000 | 56,444,000 | 60,039,000 | 60,549,000 |
| Total loans | 35,361,000 | 37,692,000 | 37,670,000 | 38,150,000 |
| Allowance for loan losses | 360,000 | 379,000 | 402,000 | 423,000 |
| Securities available for sale | 9,206,000 | 10,227,000 | 7,825,000 | 11,290,000 |
| Securities held to maturity | 254,000 | 254,000 | 652,000 | 652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,008,000 | 46,574,000 | 48,032,000 | 49,378,000 |
| Interest-bearing deposits | 38,630,000 | 35,346,000 | 36,070,000 | 35,240,000 |
| Noninterest-bearing deposits | 10,378,000 | 11,228,000 | 11,962,000 | 14,138,000 |
| Equity capital | 5,085,000 | 5,049,000 | 5,254,000 | 4,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,681,000 | 2,553,000 | 3,232,000 |
| Interest expense | 237,000 | 453,000 | 628,000 | 792,000 |
| Net interest income | 601,000 | 1,228,000 | 1,925,000 | 2,440,000 |
| Noninterest income | 152,000 | 285,000 | 487,000 | 617,000 |
| Noninterest expense | 422,000 | 863,000 | 1,312,000 | 2,105,000 |
| Provision for loan losses | 15,000 | 30,000 | 53,000 | 125,000 |
| Pretax income | 311,000 | 611,000 | 1,034,000 | 814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 611,000 | 1,034,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,851,000 | 4,926,000 | 5,124,000 | 5,084,000 |
| Total capital | 5,211,000 | 5,305,000 | 5,526,000 | 5,507,000 |
| Risk-weighted assets | 37,888,000 | 39,370,000 | 40,042,000 | 40,817,000 |