Call reports 2002
FIRST CITIZENS BANK OF BUTTE — 2002
What FIRST CITIZENS BANK OF BUTTE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,473,000 | 56,558,000 | 54,776,000 | 56,727,000 |
| Total loans | 38,177,000 | 36,898,000 | 36,231,000 | 36,026,000 |
| Allowance for loan losses | 444,000 | 371,000 | 322,000 | 365,000 |
| Securities available for sale | 6,924,000 | 8,987,000 | 9,870,000 | 9,263,000 |
| Securities held to maturity | 256,000 | 255,000 | 255,000 | 254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,989,000 | 48,027,000 | 46,377,000 | 48,568,000 |
| Interest-bearing deposits | 37,176,000 | 37,604,000 | 35,420,000 | 36,201,000 |
| Noninterest-bearing deposits | 9,813,000 | 10,423,000 | 10,957,000 | 12,367,000 |
| Equity capital | 5,342,000 | 5,404,000 | 5,498,000 | 4,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,787,000 | 2,619,000 | 3,544,000 |
| Interest expense | 304,000 | 615,000 | 884,000 | 1,138,000 |
| Net interest income | 687,000 | 1,172,000 | 1,735,000 | 2,406,000 |
| Noninterest income | 111,000 | 258,000 | 375,000 | 452,000 |
| Noninterest expense | 376,000 | 815,000 | 1,284,000 | 2,073,000 |
| Provision for loan losses | 15,000 | 50,000 | 160,000 | 291,000 |
| Pretax income | 407,000 | 564,000 | 665,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 564,000 | 665,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,337,000 | 5,268,000 | 5,151,000 | 4,768,000 |
| Total capital | 5,781,000 | 5,639,000 | 5,473,000 | 5,132,000 |
| Risk-weighted assets | 38,914,000 | 38,472,000 | 37,186,000 | 37,841,000 |