Call reports 2005
GROVE BANK — 2005
What GROVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,663,000 | 16,070,000 | 15,923,000 | 16,845,000 |
| Total loans | 9,752,000 | 10,700,000 | 10,608,000 | 10,151,000 |
| Allowance for loan losses | 233,000 | 233,000 | 233,000 | 233,000 |
| Securities available for sale | 4,161,000 | 4,229,000 | 4,185,000 | 4,156,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,342,000 | 12,688,000 | 12,504,000 | 13,503,000 |
| Interest-bearing deposits | 10,156,000 | 10,690,000 | 10,687,000 | 10,950,000 |
| Noninterest-bearing deposits | 2,186,000 | 1,998,000 | 1,817,000 | 2,553,000 |
| Equity capital | 3,256,000 | 3,291,000 | 3,295,000 | 3,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 482,000 | 741,000 | 998,000 |
| Interest expense | 40,000 | 85,000 | 137,000 | 193,000 |
| Net interest income | 196,000 | 397,000 | 604,000 | 805,000 |
| Noninterest income | 33,000 | 74,000 | 109,000 | 139,000 |
| Noninterest expense | 123,000 | 256,000 | 394,000 | 555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 215,000 | 319,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 215,000 | 319,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,362,000 | 3,329,000 | 3,376,000 | 3,395,000 |
| Total capital | 3,496,000 | 3,467,000 | 3,515,000 | 3,531,000 |
| Risk-weighted assets | 10,611,000 | 10,942,000 | 11,005,000 | 10,745,000 |