Call reports 2004
GROVE BANK — 2004
What GROVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,146,000 | 15,782,000 | 15,446,000 | 16,150,000 |
| Total loans | 9,233,000 | 9,723,000 | 9,735,000 | 10,015,000 |
| Allowance for loan losses | 233,000 | 234,000 | 234,000 | 233,000 |
| Securities available for sale | 4,071,000 | 4,731,000 | 4,211,000 | 4,238,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,829,000 | 12,621,000 | 12,120,000 | 12,883,000 |
| Interest-bearing deposits | 10,094,000 | 10,698,000 | 10,359,000 | 10,600,000 |
| Noninterest-bearing deposits | 1,735,000 | 1,923,000 | 1,761,000 | 2,283,000 |
| Equity capital | 3,257,000 | 3,085,000 | 3,227,000 | 3,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 463,000 | 707,000 | 947,000 |
| Interest expense | 42,000 | 81,000 | 120,000 | 159,000 |
| Net interest income | 186,000 | 382,000 | 587,000 | 788,000 |
| Noninterest income | 39,000 | 80,000 | 117,000 | 153,000 |
| Noninterest expense | 121,000 | 248,000 | 374,000 | 530,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 214,000 | 330,000 | 411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 214,000 | 330,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,197,000 | 3,164,000 | 3,225,000 | 3,256,000 |
| Total capital | 3,321,000 | 3,295,000 | 3,356,000 | 3,393,000 |
| Risk-weighted assets | 9,828,000 | 10,356,000 | 10,382,000 | 10,833,000 |