Call reports 2026
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2026
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 77,892,000 | 77,667,000 |
| Total loans | 49,371,000 | 49,472,000 |
| Allowance for loan losses | 300,000 | 285,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 16,608,000 | 15,818,000 |
| Trading assets | 0 | 0 |
| Total deposits | 69,137,000 | 68,864,000 |
| Interest-bearing deposits | 64,442,000 | 64,481,000 |
| Noninterest-bearing deposits | 4,695,000 | 4,383,000 |
| Equity capital | 8,300,000 | 8,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 890,000 | 1,803,000 |
| Interest expense | 138,000 | 279,000 |
| Net interest income | 752,000 | 1,524,000 |
| Noninterest income | 109,000 | 223,000 |
| Noninterest expense | 592,000 | 1,148,000 |
| Provision for loan losses | 3,000 | 10,000 |
| Pretax income | 266,000 | 589,000 |
| Income tax | 46,000 | 108,000 |
| Net income | 220,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,300,000 | 8,339,000 |
| Total capital | 8,600,000 | 8,624,000 |
| Risk-weighted assets | 37,530,000 | 37,764,000 |