Call reports 2025
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2025
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 79,929,000 | 78,035,000 | 81,274,000 | 78,712,000 |
| Total loans | 46,481,000 | 46,586,000 | 48,513,000 | 49,743,000 |
| Allowance for loan losses | 309,000 | 308,000 | 308,000 | 306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,090,000 | 20,122,000 | 18,981,000 | 17,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,363,000 | 69,474,000 | 72,817,000 | 70,233,000 |
| Interest-bearing deposits | 66,130,000 | 64,652,000 | 67,973,000 | 65,313,000 |
| Noninterest-bearing deposits | 5,233,000 | 4,822,000 | 4,844,000 | 4,920,000 |
| Equity capital | 8,144,000 | 8,144,000 | 8,032,000 | 8,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,645,000 | 2,537,000 | 3,464,000 |
| Interest expense | 145,000 | 292,000 | 439,000 | 583,000 |
| Net interest income | 649,000 | 1,353,000 | 2,098,000 | 2,881,000 |
| Noninterest income | 104,000 | 213,000 | 329,000 | 441,000 |
| Noninterest expense | 560,000 | 1,107,000 | 1,659,000 | 2,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 459,000 | 768,000 | 1,102,000 |
| Income tax | 36,000 | 88,000 | 149,000 | 214,000 |
| Net income | 157,000 | 371,000 | 619,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,144,000 | 8,144,000 | 8,032,000 | 8,081,000 |
| Total capital | 8,453,000 | 8,452,000 | 8,340,000 | 8,387,000 |
| Risk-weighted assets | 35,931,000 | 35,937,000 | 37,848,000 | 38,058,000 |