Call reports 2024
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2024
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 77,564,000 | 76,574,000 | 76,462,000 | 75,856,000 |
| Total loans | 44,781,000 | 46,222,000 | 46,018,000 | 46,265,000 |
| Allowance for loan losses | 349,000 | 353,000 | 338,000 | 321,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,850,000 | 19,445,000 | 17,789,000 | 18,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,231,000 | 68,297,000 | 68,000,000 | 67,483,000 |
| Interest-bearing deposits | 64,000,000 | 63,061,000 | 62,905,000 | 62,684,000 |
| Noninterest-bearing deposits | 5,231,000 | 5,236,000 | 5,095,000 | 4,799,000 |
| Equity capital | 7,916,000 | 7,842,000 | 8,012,000 | 7,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,465,000 | 2,228,000 | 3,014,000 |
| Interest expense | 169,000 | 332,000 | 495,000 | 642,000 |
| Net interest income | 538,000 | 1,133,000 | 1,733,000 | 2,372,000 |
| Noninterest income | 112,000 | 225,000 | 349,000 | 462,000 |
| Noninterest expense | 552,000 | 1,085,000 | 1,599,000 | 2,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 273,000 | 483,000 | 716,000 |
| Income tax | 17,000 | 51,000 | 90,000 | 131,000 |
| Net income | 81,000 | 222,000 | 393,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,916,000 | 7,842,000 | 8,012,000 | 7,988,000 |
| Total capital | 8,265,000 | 8,195,000 | 8,350,000 | 8,309,000 |
| Risk-weighted assets | 34,987,000 | 35,549,000 | 35,360,000 | 35,174,000 |