Call reports 2022
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2022
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,664,000 | 81,253,000 | 82,859,000 | 82,579,000 |
| Total loans | 43,638,000 | 43,764,000 | 43,639,000 | 43,395,000 |
| Allowance for loan losses | 146,000 | 150,000 | 142,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,642,000 | 20,628,000 | 21,888,000 | 22,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,513,000 | 73,024,000 | 74,618,000 | 74,338,000 |
| Interest-bearing deposits | 68,054,000 | 67,568,000 | 69,048,000 | 68,549,000 |
| Noninterest-bearing deposits | 6,459,000 | 5,456,000 | 5,570,000 | 5,789,000 |
| Equity capital | 7,705,000 | 7,646,000 | 7,812,000 | 7,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,180,000 | 1,802,000 | 2,464,000 |
| Interest expense | 13,000 | 31,000 | 57,000 | 83,000 |
| Net interest income | 550,000 | 1,149,000 | 1,745,000 | 2,381,000 |
| Noninterest income | 112,000 | 204,000 | 322,000 | 430,000 |
| Noninterest expense | 494,000 | 989,000 | 1,502,000 | 2,005,000 |
| Provision for loan losses | 1,000 | 5,000 | 7,000 | 7,000 |
| Pretax income | 167,000 | 359,000 | 558,000 | 799,000 |
| Income tax | 29,000 | 63,000 | 98,000 | 142,000 |
| Net income | 138,000 | 296,000 | 460,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,705,000 | 7,646,000 | 7,812,000 | 7,792,000 |
| Total capital | 7,851,000 | 7,796,000 | 7,954,000 | 7,937,000 |
| Risk-weighted assets | 34,262,000 | 34,047,000 | 33,946,000 | 33,559,000 |