Call reports 2019
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2019
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,703,000 | 63,047,000 | 61,755,000 | 60,632,000 |
| Total loans | 38,410,000 | 38,630,000 | 38,657,000 | 38,322,000 |
| Allowance for loan losses | 144,000 | 159,000 | 177,000 | 179,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,965,000 | 11,212,000 | 9,278,000 | 8,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,680,000 | 55,076,000 | 53,888,000 | 52,880,000 |
| Interest-bearing deposits | 50,630,000 | 49,842,000 | 49,371,000 | 48,709,000 |
| Noninterest-bearing deposits | 5,050,000 | 5,234,000 | 4,517,000 | 4,171,000 |
| Equity capital | 7,331,000 | 7,281,000 | 7,434,000 | 7,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,213,000 | 1,826,000 | 2,434,000 |
| Interest expense | 32,000 | 62,000 | 91,000 | 117,000 |
| Net interest income | 560,000 | 1,151,000 | 1,735,000 | 2,317,000 |
| Noninterest income | 109,000 | 223,000 | 346,000 | 467,000 |
| Noninterest expense | 458,000 | 939,000 | 1,424,000 | 1,953,000 |
| Provision for loan losses | 2,000 | 19,000 | 43,000 | 64,000 |
| Pretax income | 209,000 | 416,000 | 614,000 | 767,000 |
| Income tax | 42,000 | 84,000 | 128,000 | 155,000 |
| Net income | 167,000 | 332,000 | 486,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,331,000 | 7,281,000 | 7,434,000 | 7,345,000 |
| Total capital | 7,475,000 | 7,440,000 | 7,611,000 | 7,524,000 |
| Risk-weighted assets | 33,138,000 | 33,111,000 | 33,058,000 | 32,199,000 |