Call reports 2015
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2015
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,006,000 | 57,497,000 | 58,267,000 | 58,486,000 |
| Total loans | 37,726,000 | 37,906,000 | 38,236,000 | 38,150,000 |
| Allowance for loan losses | 134,000 | 128,000 | 125,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,277,000 | 14,592,000 | 14,344,000 | 14,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,160,000 | 48,776,000 | 50,377,000 | 50,593,000 |
| Interest-bearing deposits | 47,139,000 | 44,394,000 | 46,193,000 | 46,162,000 |
| Noninterest-bearing deposits | 4,021,000 | 4,382,000 | 4,184,000 | 4,431,000 |
| Equity capital | 6,965,000 | 6,884,000 | 7,012,000 | 6,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,066,000 | 1,616,000 | 2,166,000 |
| Interest expense | 29,000 | 58,000 | 87,000 | 117,000 |
| Net interest income | 493,000 | 1,008,000 | 1,529,000 | 2,049,000 |
| Noninterest income | 100,000 | 208,000 | 320,000 | 422,000 |
| Noninterest expense | 447,000 | 876,000 | 1,324,000 | 1,805,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 146,000 | 340,000 | 525,000 | 641,000 |
| Income tax | 45,000 | 104,000 | 161,000 | 195,000 |
| Net income | 101,000 | 236,000 | 364,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,788,000 | 6,732,000 | 6,886,000 | 6,777,000 |
| Total capital | 6,922,000 | 6,860,000 | 7,011,000 | 6,907,000 |
| Risk-weighted assets | 33,990,000 | 34,455,000 | 35,101,000 | 34,179,000 |