Call reports 2013
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2013
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,424,000 | 56,708,000 | 57,196,000 | 56,181,000 |
| Total loans | 36,970,000 | 37,907,000 | 38,426,000 | 37,395,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,855,000 | 14,259,000 | 13,906,000 | 13,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,030,000 | 47,307,000 | 48,193,000 | 47,927,000 |
| Interest-bearing deposits | 46,813,000 | 43,448,000 | 44,122,000 | 43,492,000 |
| Noninterest-bearing deposits | 4,217,000 | 3,859,000 | 4,071,000 | 4,435,000 |
| Equity capital | 6,765,000 | 6,691,000 | 6,826,000 | 6,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,084,000 | 1,633,000 | 2,180,000 |
| Interest expense | 38,000 | 69,000 | 99,000 | 129,000 |
| Net interest income | 506,000 | 1,015,000 | 1,534,000 | 2,051,000 |
| Noninterest income | 97,000 | 198,000 | 310,000 | 422,000 |
| Noninterest expense | 443,000 | 857,000 | 1,287,000 | 1,702,000 |
| Provision for loan losses | 8,000 | 20,000 | 28,000 | 29,000 |
| Pretax income | 153,000 | 338,000 | 531,000 | 744,000 |
| Income tax | 47,000 | 104,000 | 162,000 | 229,000 |
| Net income | 106,000 | 234,000 | 369,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,337,000 | 6,497,000 | 6,466,000 |
| Total capital | 6,536,000 | 6,487,000 | 6,647,000 | 6,597,000 |
| Risk-weighted assets | 36,781,000 | 36,751,000 | 36,971,000 | 32,574,000 |