Call reports 2011
FIRST NATIONAL BANK OF BLANCHESTER, THE — 2011
What FIRST NATIONAL BANK OF BLANCHESTER, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,227,000 | 52,490,000 | 53,452,000 | 52,230,000 |
| Total loans | 35,560,000 | 36,078,000 | 36,656,000 | 36,274,000 |
| Allowance for loan losses | 144,000 | 146,000 | 149,000 | 152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,769,000 | 10,532,000 | 10,591,000 | 10,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,100,000 | 45,503,000 | 46,343,000 | 45,147,000 |
| Interest-bearing deposits | 40,936,000 | 41,012,000 | 42,731,000 | 41,464,000 |
| Noninterest-bearing deposits | 4,164,000 | 4,491,000 | 3,612,000 | 3,683,000 |
| Equity capital | 6,704,000 | 6,599,000 | 6,726,000 | 6,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,131,000 | 1,712,000 | 2,286,000 |
| Interest expense | 70,000 | 138,000 | 203,000 | 260,000 |
| Net interest income | 492,000 | 993,000 | 1,509,000 | 2,026,000 |
| Noninterest income | 110,000 | 216,000 | 321,000 | 427,000 |
| Noninterest expense | 411,000 | 855,000 | 1,287,000 | 1,715,000 |
| Provision for loan losses | 0 | 3,000 | 10,000 | 24,000 |
| Pretax income | 191,000 | 351,000 | 533,000 | 714,000 |
| Income tax | 61,000 | 110,000 | 165,000 | 222,000 |
| Net income | 130,000 | 241,000 | 368,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,117,000 | 6,039,000 | 6,193,000 | 6,104,000 |
| Total capital | 6,261,000 | 6,185,000 | 6,342,000 | 6,256,000 |
| Risk-weighted assets | 32,572,000 | 32,853,000 | 32,942,000 | 32,883,000 |